Simple, Transparent Pricing
See exactly how much you can save by consolidating -- no hidden fees.
Free
0/
Basic consolidation comparison
- ✓Total interest savings
- ✓Standard output
- ✓1 calculation per day
Single Report
9/one-time
Full analysis with PDF report
- ✓Effective APR calculator
- ✓Monthly payment modeling
- ✓Monte Carlo simulation (10K runs)
- ✓Downloadable PDF report
- ✓Email delivery
Most Popular
Report Pack
29/one-time
5 reports with comparison mode
- ✓5 full PDF reports
- ✓Everything in Single Report
- ✓Side-by-side comparison
- ✓Shareable report links
- ✓Save $16 vs buying singles
Frequently Asked Questions
What consolidation options do you compare?
We compare personal loans, home equity lines of credit (HELOCs), and balance transfer credit cards -- each with real rate data and fee structures.
How is effective APR calculated?
We use Newton's method to compute the true annual rate that accounts for origination fees, balance transfer fees, and closing costs -- not just the advertised rate.
Is my financial data stored?
No. Your debt details are processed in real-time and never persisted to our database. We only store anonymized usage metrics.